In this episode of De Negocio a Negocio, host Caroline Torres sits down with loan advisor Rick Solares to discuss one of the most critical yet misunderstood topics in business: access to capital. Rick demystifies the difference between debt and capital and shares actionable insights for small business owners looking to grow. Learn how to navigate the lending landscape, prepare your business for funding, and tap into capital markets effectively. Whether you're starting out or scaling up, this episode gives you the roadmap to turn financial challenges into opportunities. Why Listen? Discover the difference between debt and capital—and why it matters. Learn how to prepare your business to access funding. Get insider tips on navigating banks, credit unions, and private lenders. Understand why working with a loan advisor can give your business a competitive edge. Perfect for entrepreneurs ready to scale but unsure where to start. Timestamps 00:00 – Introduction: Why access to capital is a game-changer 02:26 – Meet Rick Solares: Loan advisor and small business advocate 03:40 – Common struggles with funding and breaking misconceptions 06:22 – Debt vs. Capital: What’s the difference? 07:57 – Understanding capital markets (explained simply) 09:45 – Preparing your business to be "bank ready" 12:04 – Navigating banks, credit unions, and alternative lenders 14:15 – The restaurant analogy: Finding the right lender for you 17:17 – Mentorship, guidance, and real-life success stories 19:55 – How to connect with Rick for a free consultation 21:23 – Closing thoughts: Using knowledge to grow your business 22:21 – Follow & Subscribe: Stay connected with En Gente Connect #DeNegocioANegocio #BusinessGrowth #AccessToCapital #DebtVsCapital #SmallBusinessFunding #Entrepreneurship #BusinessLoans #RickSolares #CarolineTorres #EnGenteConnect #LatinoBusiness #BusinessMentorship #PodcastEpisode #FinancialEducation

Episode Summary: In this episode of De Negocio a Negocio, host Caroline Torres sits down with Sasha Gomez of InsureZen to tackle one of the most controversial topics for entrepreneurs: is insurance a scam? Sasha shares her expertise from 7+ years in the industry to debunk common myths and explain how having the right broker can be the difference between financial protection and devastating loss. Listeners will learn why cheap online quotes aren’t always the best option, how brokers advocate for your business, and hear real-life stories of clients saved from bad situations. If you’ve ever doubted the value of insurance, this episode is for you. Timestamps: 00:00 – Introduction: Is insurance a scam? 01:56 – Meet Sasha Gomez: Her journey and mission with InsureZen 03:57 – Why insurance isn’t fraud (and the pitfalls of cheap quotes) 06:07 – Online quotes vs. working with a broker 10:02 – The InsureZen client experience: A step-by-step process 12:29 – Real success story: Helping a client recover from a fraudulent agent 15:23 – Ethics and customer service in the insurance industry 16:44 – How to contact Sasha Gomez and InsureZen 17:29 – Expanding services beyond Arizona 18:09 – Closing: Protect what you’ve worked hard to build Why Listen? Understand why many business owners feel burned by insurance—and how to avoid it. Learn how a good broker protects your business assets and saves you time and stress. Hear a shocking real-life story about an agent’s misconduct and how Sasha turned it around. Get actionable tips for choosing the right coverage and avoiding underinsurance. Protect your business today—contact Sasha Gomez at (480) 720-7903 or visit www.insure-zen.com. Follow De Negocio a Negocio for weekly episodes full of entrepreneurial insights. Share this episode with a friend or colleague who needs better business protection! #DeNegocioANegocio #BusinessPodcast #InsuranceTips #SmallBusinessOwners #Entrepreneurship #ProtectYourBusiness #InsureZen #SashaGomez #LatinoBusinesses #BusinessGrowth

Shaman Riot: live music & art at Heritage Headquarters, First Friday. | Shaman Riot: música y arte en Heritage Headquarters, Primer Viernes de cada Mes.

En el mundo de los negocios, la innovación es clave. Hay empresas que saben adaptarse y mantenerse relevantes en el tiempo. La belleza es un sector que siempre estará presente, ya que el deseo de sentirnos y vernos bien es universal. En este episodio, tenemos el placer de charlar con Desirée McIntosh de Brows Solutions, una experta en estética que nos compartirá su visión y secretos. ¡No te lo pierdas! 💖 Conducción: Caroline Torres Producción: Arianny Valles Producción y Dirección: Gilberto Zazueta "De Negocio a Negocio" es una producción de N'Gente Promotions Síguenos en Redes Sociales: https://www.facebook.com/ngentepromotions www.instagram.com/ngentepromotions/